McLeod Health Accepted Insurance

McLeod Health and our doctors’ offices accept most major insurances.  If you have any questions about coverage, please contact your insurance provider prior to scheduling an appointment.

Open Enrollment is approaching. Is McLeod Health in your plan’s network?

As you review your health insurance options for 2027, remember to check whether McLeod Health and your McLeod Providers participate in the plan you are considering.

Key Enrollment Dates:

• Medicare: October 15 – December 7, 2026

• Health Insurance Marketplace (ACA):
November 1 – December 15, 2026
(12/15 is last day to enroll for coverage starting January 1st)

Insurance networks can vary by plan. Before making your selection, review the insurance plans accepted by McLeod Health:

We also recommend confirming that McLeod Health and your individual providers are in-network directly with the insurance company before enrolling.

Commercial Plans

• Aetna
• Beech Street
• BlueChoice Healthplan
• BlueCross BlueShield of South Carolina
• Cigna
• FirstHealth
• Great West Health Care
• MedCost
• Private Health Care Systems (PHCS)
• Primary Physician Care (Healthgram)
• Promise Health Plan
• Provider Select
• State Employees Health Plan – SC (Administered by BCBSSC)
• Three Rivers Provider Network
• Tricare
• United Healthcare
• Veterans Affairs Community Care Network (Optum)

Affordable Care Act Exchange

• Ambetter
• BlueCross BlueShield of South Carolina Marketplace Plans (Blue Essentials, Blue Option, BlueExtend)
• Instil Health
• Molina Marketplace Plan

Medicare Advantage Plans

• Aetna Medicare
• Allwell Medicare
• BCBS Total Medicare
• Clover Medicare
• Humana Medicare
• Molina Medicare
• Pruitt Health Medicare
• UHC Medicare Advantage
• UHC Dual Complete

Medicaid Managed Care Plans

• Absolute Total Care Medicaid
• Carolina Complete Health of North Carolina
• First Choice/Select Health Medicaid
• Healthy Blue of South Carolina
• Humana Healthy Horizons
• Molina HealthCare Medicaid
• United Healthcare Community Plan of North Carolina

Not sure if your plan is accepted?

We are here to answer your questions.
Call:  (843) 777-2955, Weekdays 8:00 a.m. – 5:00 p.m., or
Send a message: McLeod MyChart (Menu~Communication~Ask a Question~Ask a Customer Service Question)

Your Role: What You Need to Know and Do

 

Know the Details of Your Plan
It is your responsibility to understand your insurance plan benefits and network, including in-network providers, co-payments, deductibles, referral guidelines and what services are covered.

Pay Non-Covered Charges
You are responsible for paying all charges not covered by insurance, including deductibles, co-pays, per-stay co-pays, and other non-covered charges.

Pay Unpaid Charges
You may be required to pay for any unpaid health care items or services that your insurance plan determines are not covered or not medically necessary.

Questions?
Please contact your insurance company with any questions regarding your coverage.

Filing a Claim
We will submit claims for your care to your insurance provider once we receive complete billing information and benefits are made payable to McLeod Health.

McLeod Health will contact you only if there is an outstanding balance on your account or if we need your help obtaining payment from the insurance company.